BMW Select
BMW Select, our Personal Contract Purchase product, is out most popular finance product. If you like the idea of changing your car every couple of years and reducing your regular payments, or if you're a company car driver who wants to opt out, BMW Select could be ideal for you.
BMW Select gives you plenty of flexibility - enabling you to keep your options open until the end of the agreement so you don't have to make any decisions about the future until you're ready.
How it works:
- You choose the BMW you like
- You choose the repayment period that's right for you
- We agree on the maximum number of kilometres per year
- We provide a Guaranteed Minimum Future Value for your BMW, which becomes the final payment should you decide to keep the car
- We agree a deposit and a regular payment to suit your budget
At the end of your agreement you can choose to:
- Part-exchange your BMW for another one at any authorised BMW dealership. Any surplus value over and above the Guaranteed Minimum Future Value of the car can go towards your next BMW as a deposit*
- Keep your BMW - provided you've paid what you owe under your agreement, the car is yours
- Return the car to us - and end your agreement**
Warning: you will not own the goods until final payment has been made. *A new agreement will be subject to status. **Excess kilometre charges and excess wear and tear charges may be payable upon return of the vehicle.